the Netherlands:

KPN Mobile (best Network coverage)
(www.kpn.com)
2 plans:
1 same price (0.35) mobile and landline
1 day & night difference from from 0.15 up to 0.40
Telfort
(www.telfort.nl)
2 plans:
1 same price (0.35) mobile and landline
1 day & night difference from from 0.10 up to 0.45
Vodafone
(www.vodafone.nl)
2 plans:
1 "much SMS" (0.35) and 0.09 for SMS
1 "much phonecalls" (0.29) and (0.19) for SMS
Orange
(www.orange.nl)
1 plan:
depends on how long you call: (the longer you call the lower the cost per minute)
0.17 up to 0.35 per minute and 0.09 SMS
T-Mobile
(www.t-mobile.nl)
a few plans
from 0.10 up to 0.45 p/minute for day & night difference
fixed priced 0.35 p/minute and 0.23 SMS

Then you have a few resellers like: Debitel, HEMA, easymobile, etc.

All prices are Euro, Price for SIM, depends on shop, sometimes you get fully refunded with phonecredit. Probably you will pay 5 Euro. All SIM cards are relatively easy to obtain. I don't know if it is possible to refill with foreign credit card. If not possible, it is easy to buy refill cards. A lot shops sell them including supermarkets, and newspaper stands. Although some resellers cards are only by internet, or only in 1 brand of shop. (that is the reason why I didn't list them.