Back to wishlists on credit cards: Every year, for tax time, I go over my downloaded credit card records and I classify them into categories. I could just try to divide out the business and personal expenses (which I handle by having credit cards for business only and for personal only) but I try to do a bit more categorization, and from time to time there’s a reason I don’t follow the strict rule about what card to use.
So I would like, when I do an online purchase, to have an optional field in the form in which I can type anything. This would get put in or added to the memo field that you get when you download your transactions into accounting software. A quick script could then turn these memos into the categories we need for accounting.
Since getting a new field in forms is a lot of work, card companies could also offer me a small set of similar card numbers, though there might be only one on the physical card. This could be used to do some very basic categorization on the same card. They would all download to the same account, but the last digit would show up in the memo field. I know there are cards that issued a new number for every internet transaction back in the more paranoid days, but I’m talking about a series of cards where only one digit changes (if accepted by the processors because they pass it fully along,) and I can fill in the digit I like for a given transaction. (If I wish I could also get another card made of course. In fact, that would be handy if I decide to get two cards on the same account when giving a sub-card to a family member but not wanting a completely independent account for them.)
Anybody do this?